Understanding How Dental Insurance Works
Although your dental insurance benefits may be slightly different from another patient’s in our practice, most do generally follow a few basic guidelines. The most notable is that the majority of dental insurance benefits plans are limited in the amount of coverage provided. In addition, benefits expire at the end of a calendar year, and they do not rollover. In other words, you can use your benefits, or you can lose them.
What is the Difference Between Dental & Medical Insurance?
While both dental insurance and medical insurance are intended to help you and your family live healthier lives, they do not operate the same.
In medicine, doctors typically see patients when there is an illness or an emergency. For example, what happens when your son has an earache? You take him to the pediatrician who discovers an infection that can be treated with antibiotics.
On the other hand, dental insurance is meant to prevent problems from developing in the first place. That is why twice-yearly dental checkups are so important. With this regularity, your dentist is able to stay one step ahead of most dental and oral health troubles.
What Your Dental Insurance Plan Covers
A Delta Dental dentist honors three different benefits plans, including Delta Dental PPO, Delta Dental Premier and DeltaCare USA.
As a Blue Cross Blue Shield dental dentist, we receive payment on a fee-for-service basis. This means that you or your employer pays monthly premiums upfront for your dental care. In exchange for the premium amount, you may receive full coverage or deep discounts on the dental treatments you need.
Your Aetna dentist near me offers coverage for the preventive dentistry services you and your family must have to maintain healthy teeth and gums.
Our In-Network PPO Dental Insurance Providers
Whether someone is in-network or out of network, the dentists and their staff at Devoted Dental are committed to providing the treatment you need in order to enjoy oral health. We will also help you understand the cost of necessary dental work and how to claim your benefits.
Do you not see your plan? We likely take it! Reach out to our team today!
Out of Network
If we are out of network on your insurance, then you still might want to consider seeing a dentist at Devoted Dental. Our fees are competitively set, so even your out of network coverage may still be affordable. The website for your benefits provider should spell out the difference between in-network and out of network expenses. You can always call on our office staff to help you know up front what your out-of-pocket cost will be for any given procedure. We look forward to helping you make you and your family’s ongoing dental care more affordable than ever before!